Thursday, November 3, 2011

Opportunities

Gosh, I feel like there's already a huge difference from my old posts to today. Everything in life feels so much better it's hardly comparable. I mean sure, there are still some struggles, but overall, things just seem to be much more hopeful and brighter.

So let's start with the whole reason I started this blog in the first place, which is to track and see how my finances can and/or will improve from the first post onward. Now, let's note that when I typed that, I was at the bottom of the bottom, no where to go, everything seemed utterly hopeless. Now, things aren't really the case.

Monday was a horrible day. I missed Tim like there was no tomorrow, I had no idea what to do with myself, my car was running on an empty tank of gas and I had no money in my bank account. To top it off, just when I thought things couldn't get any worse, I get this letter from the unemployment agency saying that I wouldn't be getting any money because I submitted their form late. Did I say that already in my other post? Oh well. Still needs to be said. Monday was awful.

On Tuesday, basically when all hope seemed lost due to the letter from the EDD and how my boyfriend and I both had a consecutive day off, but no way to see each other, I walk back from class (after begging to any God at all, to please take me there safely because I had no gas) and I see the mail has arrived. (run-on sentence much?) I riffle through it and see something addressed to me, looking all official and when I grab it, I feel plastic inside.

Now, understand this. Something that the EDD is now doing is sending debit cards instead of checks. Maybe it's greener? Maybe it's easier simply channeling the money into the card? Who knows. Either way, when I felt that plastic, addressed to me, I KNEW what it was.

My debit card full of money had arrived.

Guess what the first thing I did was? You bet.

I filled my whole fucking tank.

Second thing I did was get money off of that card, and put it on my freaking credit card bill so I wouldn't have to worry about it as much. Yeah it's weird, since it's a pre-paid debit card, it doesn't have an account number, so I have to physically take it to a Bank of America (which I don't belong to), take the money out and deposit it on my credit card account at Wells Fargo. It's way convoluted, but hey, it's the only time I'm going to have to do it so whatever. So I get this money, I fill my tank, I pay off some money on my credit card and I text my boyfriend telling him I'm going to see him stat.

The only thing that kind of sat awkwardly with me was when I was at Wells Fargo. I walk in and talk to the teller behind the counter. I give him the money to put on my credit card and after I hand him the cash he says,
"So you know what's going on with your checking account right?"

And I just naturally nod my head yes, saying "Yeah. I do." But then he says,

"Oh okay, just because some customers might think it's fraud."

Now THAT stopped me in my tracks. I was assuming that he might have been talking about there being a possible negative balance in my account, but I wasn't too sure. I was honestly too embarrassed to ask in front of that long line of people and this guy, so I decided to play it off like I knew what was happening and didn't ask any further questions regarding it.

I know, I know. Bad Jessica, bad. But I was planning on calling my actual banker guy on the phone and then talking about it. I like the phone banker, because then he doesn't have to see my face when he tells me all the bad things going on in my life in terms of money. There's a phone between us. As well as several states.

So, long story short-- I was finally able to put money on my credit card. That's one small step for Jessica... one giant hill left to climb. Holy crap.

I guess the other cool thing about today was the fact that I also got an offer from my dad to work for him as well. So if all goes well then I'll be able to work for my dad and Old Navy, having a couple different means of money coming in. I was thinking about taking the money I make from dad and putting it aside for a trip with Tim up to a place in wayy Northern California (http://www.redcrestresort.com/redcrest_resort.html) so that would be awesome :) Hopefully it'll work out.

Uuummmm... I can't think of anything else actually! But just know that things are better. Way better then the other day. We'll see how things go!

Later Days

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